Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide the best home loans to our clients for their needs, while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Below is some information on me.
Rick R. Johnson
Mortgage Broker/Originator/Solutions Expert
Real Estate Professional
Village Financial Group, Inc.
1212 Suncast Lane Suite 1
El Dorado Hills, Ca. 95762
NMLS#360614 BRE #01711076
Secure eFax 916-295-1451
Rick R. Johnson has been serving the financial needs of his customers for over 25 years. Rick is a Nationally Licensed Mortgage Loan Originator plus holds a CA BRE Real Estate Sales License. His education and lending experience allows Rick to find the right loan for your exact needs. One loan program does not fit all needs or situations.
Rick’s Lending Specialties include:
Rick is committed to listening carefully to your financial needs and goals. He will work diligently to find the right loan program that fits your exact situation. Whether you are “house rich” and “cash poor” and need a Reverse Mortgage or are refinancing to lower your interest rate, or pull cash out for that fix up project or to help put kids through college.
Even if you owe way more on your home than it is worth there are several Government backed programs that may allow Rick to help.
If you are refinancing your existing home, purchasing your first home, an investment property, a second home, a fixer upper, or buying the home of your dreams, Rick is here to help.
Originally from Minnesota, Rick grew up with a love for the outdoors and everything to do with water. He enjoys fishing, swimming, skin diving, canoeing, kayaking, hiking, riding his mountain bike or tandem, and especially playing golf.
Rick and his family have lived in the Sacramento, Carmichael, Fair Oaks, Folsom and El Dorado County region since 1976. Rick is blessed to be married to his best friend Diane, the love of his life for over 45 years. They have three adult children, two wonderful daughter in laws, and nine wonderful grandchildren.
Rick and his wife Diane are very active in their church. They enjoy singing in the choir, the worship team, have taught youth and adult classes like Dave Ramsey’s Financial Peace University, marriage mentoring, they have helped out in the food closet, and have hosted fellowship groups in their home. Rick is a currently serving on the Board of Directors for Trinity Life Center as a Corporate Officer. He has also served on the Men’s Ministry Planning Board, Finance Team and more.
Rick has been voted Best of the Best in Mortgage Lending for several years and Five Star Certified Mortgage Professional several years running as well as being listed in Who’s Who for several years.
To receive the Mortgage or Real Estate services you deserve, or help with your Mortgage or Real Estate questions, please contact Rick R. Johnson today at 916-367-3738 or 530-426-5049. Connect with me on the web at LinkedIn, Facebook, Twitter, or any other social media platform. I think I have them all.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 360614
1212 Suncast Lane Suite 1
El Dorado Hills, CA 95762
Village Financial Group, Inc. strives to ensure that its services are accessible to people with disabilities. Village Financial Group, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
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Village Financial Group, Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Village Financial Group, Inc. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on Village Financial Group, Inc. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Rick@RJ4Loans.com