All loans are subject to credit approval. Interest rates are subject to change daily and without notice and sometimes several times per day. We have been in a very volitile market like we have never seen before. The rate swings can be huge. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your FICO score, lock-in period, Loan Type, Loan Amount, Purpose and Loan to Value. As an independent Broker, we are committed to getting you the best rate and lowest fee structure that you qualify for. My average client saves over $8,000 compared to a traditional Mortgage Lender while at the same time getting the best service available.