Enter your email address to receive
a free subscription to YOU Magazine!


It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

Sample Image         


Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Have any questions about us? Don't hesitate to contact us

Hi Rick R. Johnson here. Welcome to my website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Purchase Money Loans in El Dorado Hills, CA

Welcome to the official site of Village Financial Group, Inc.. We are a full-service mortgage company based in El Dorado Hills, CA. We specialize in Purchase money loans in El Dorado Hills. We also serve the surrounding cities in El Dorado County. Whether you are buying a home or refinancing in any of these zip codes: 95762, 95630, 95628, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes Village Financial Group, Inc. unique is that we offer the following niche programs as well: Homebuyers, move-up buyers, First Time Home Buyers, Reverse Mortgages, Cash out refinance, rate and term refinance, lowest rates, lowest fees, close on time, close fast, pay off your mortgage sooner, lower your payments, Private money loans, fix and flip loans, and much more. .

Contact Village Financial Group, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Village Financial Group, Inc.'s Privacy Policy.